Many homeowners wait for their roof to leak or see missing shingles in their yard before filing a claim. The truth is, most wind and hail damage is not visible from the ground; most wind creasing and hail damage require a closer look with a proper investigation in order to spot.

By allowing Dean Adjusters’ to inspect your roof we may find damage associated with a recent storm in your area. We can help determine the date of loss by using the latest weather guidance software to ensure accuracy when filing your claim.

We recommend to maintain this coverage. Ordinance and law coverage comes standard with nearly all Florida insurance policies. Most insurance companies will offer you to give up this coverage for a cheaper premium. If you do not have ordinance and law coverage and you suffered a loss there are still options available to you.

Ordinance and Law coverage is an important coverage when it comes to roofing damage. Florida statues states that if you have damage to more than 25% of your roof surface by slope it will warrant a full roof replacement. Simply put, one or more damaged shingles on a slope which makes up more than 25% of your roof may be enough to get your roof fully replaced. 

Ordinance and law also covers you for all the latest state and county code requirements and upgrades to keep your home secure for storm season. This includes roofing cement applied to the perimeter of your roof for proper seal, double layering of felt, replacement of rotted sheathing and re-nailing of the decking and more.

Many homeowners wait for their roof to leak or see missing shingles in their yard before filing a claim. The truth is, most wind and hail damage is not visible from the ground; most wind creasing and hail damage require a closer look with a proper investigation in order to spot.

By allowing Dean Adjusters’ to inspect your roof we may find damage associated with a recent storm in your area. We can help determine the date of loss by using the latest weather guidance software to ensure accuracy when filing your claim.